Our Loan Options
First-Time Homebuyer Loans
Designed for new buyers with low down payment options and flexible credit requirements.
Conventional Loans
Standard mortgage products not insured by the government. They require a minimum 3% down payment and straightforward underwriting.
VA Loans
Specialized options for veterans, active duty, and surviving spouses. These loans require no down payment, has no mortgage insurance, and typically lower rates.
FHA Loans
Government-backed loans ideal for buyers with lower credit score (I can go down to 500 credit score) and require 3.50% down payments.
Jumbo Loans
Financing for high-value properties that exceed conventional loan limits.
Portfolio Loans
Flexible in-house solutions ideal for unique financial situations. Great for self-employed buyers, no income verification loans, bank statement loans, and many other flexible lending situations.
Reverse Mortgages
Purchase or Refinance a home without a monthly mortgage payment. There is a minimum age of 62 years old. You can also pull money out or your home or have access to a line of credit attached to your home without having a mortgage payment.
Construction Loans
Financing options for building or renovating your dream home.
Fix and Flip Loans
Loans for investors to purchase, renovate, and quickly sell properties.
HELOCs
Home Equity Lines of Credit or a 2nd mortgage that allow flexible access to money from your homes equity.
Refinancing Options
Refinance your current mortgage to secure lower rates and payments, consolidate your debt, or adjust your loan terms.
Bank Statement Loans
Self-employed individuals using their bank statements to show their deposit history as income. Helpful when tax returns and other financial documents do not prove income.